Chances are, when you last checked your email, you found a bunch of spam .. that’s nothing new

What’s changed, according to a just-released report, is how the spam, found you.

For one thing .. spam has become friendly.

According to Sal Viveros, a security expert with McAfee spammers “really trying to get under the skin of people, to get them to react.“

He’s talking about emails like this one I found this morning. It starts out “Dear Friend…“
Then tries to lure me with huge amounts of money. It came from overseas, but still tries to appeal to my local sensibilities ..

“If you happen to use a regional bank, they’re using more regional banks, regional information, where you say, hey, this is someone i know, i’m gonna click on this,“ says Viveros

Mcafee’s new study says spammers are also targeting your social networking pages. Hitting Twitter and Facebook trying to get you to click on links that could be disastrous to your wallet.

“Open up a new credit card in your name, do full identity theft, basically, any information you have on your computer, they’ll have access to,“ says Viveros.

Mcafee says spam accounted for a trillion dollars worth of losses last year, and while they’d love you to buy their anti-spam software, they admit, common sense can help you even more ..

“So if you’re not expecting the e-mail, just be extra careful,“ says Viveros.

No matter ‘how’ nice the e-mail may be.